Ontario Cottage Insurance Blog

What Kind of Insurance Do I Need for a Cottage? Owning a cottage can be a dream come true, offering a peaceful escape from the hustle and bustle of everyday life. However, with this idyllic retreat comes the responsibility of ensuring it is adequately protected....

What Does Cottage Insurance Cover? Navigating the world of insurance policies can be complex, especially when protecting your cherished cottage or vacation home. Our goal is to provide you with clear, concise information on what these policies typically cover. Whether...

Your Comprehensive Guide to Cottage Insurance Cost Nestled in the tranquility of nature, a cottage represents more than just a structure; it’s a haven of peace, a repository of cherished memories, and an escape from bustling city life. But with this idyllic retreat...

Many Canadians dream of owning a summer property. They're a lot of fun and give you the chance to escape to a place for relaxation and leisure. Plus, when you're not using the property, you can rent it out to make extra money.  But just like with your primary...

Summarize Cottage Checklist Here is THE complete checklist on how to open up your cottage for the summer! Before you Head out Keys First and foremost, make sure you have all the keys you may need for your stay. These include cottage keys, boat keys, garage keys, and...

To Our Valued Clients and Fellow Cottagers Our newsletter keeps you informed of changes in the cottage insurance industry, safety around your residence and up-to-date news on our business. When I first started working on this newsletter I struggled with what topics I...

Your dock can be left in place when: protected from wind and waves. Maximum wave height 1 foot water is at its lowest level floatation tanks do not rub on rocks the dock has room to move when ice expands and or shifts To properly winterize a dock left in place you...

What is Enhanced Freeze Up Protection? Enhanced Freeze-up Protection brings extra coverage for loss or damage caused by freeze up, damage to pipes, water heaters, pressure tanks, and appliances. This valuable protection is now available to all R&R Plan Cottage...

How are Cottage Rates Determined? Cottage rates and the premiums that we pay are directly related to claims. In an effort to control costs and maintain a competitive rate structure we monitor claims identifying trends, risk factors and the costs associated with...