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Secondary Cottage Insurance

For those of you who enjoy your cottage all year round: winter, summer, spring and fall, we have you covered for all seasons.

Your secondary cottage and outbuildings are covered for All Risk of loss or damage. For total peace of mind, your Secondary Cottage Insurance provides Guaranteed Replacement Cost. Our unique Single Limit Protection enhances your coverage by adding extra protection with no extra cost. Relax and rest assured that the R&R Plan covers your contents for Replacement Cost. Your contents are insured for fire, storm damage and extended perils. Damage caused by bears, racoons and squirrels is included in our Secondary Cottage Insurance Plan.


  • Outbuildings, docks, decks and outdoor equipment are protected!
  • Liability coverages up to $5,000,000.00 are available

Rest assured and relax... With the R&R Cottage Insurance Plan, you know you have the right protection at the right price.

BTN: get an Ontario cottage insurance quote today